• Deed (check Kings County Clerk if lost)
• Mortgage satisfaction paperwork (if mortgage is paid off)
• Property tax records and payment status
• Certificate of Occupancy or any modifications
• Permits for any work done over the years
• Lead-paint disclosure form (required for pre-1978 homes)
• Survey or property map (if available)
• Utility cost records — buyers will ask (gas, electric, water)
• Any prior appraisal or inspection reports
• Homeowners insurance policy and cost records

• Roof: how old? Any leaks or visible damage?
• Heating system: type (boiler/furnace), age, last service date
• Electrical panel: amperage, updated or original? Knob-and-tube?
• Plumbing: any leaks, low pressure, or old pipes (galvanized)?
• Water heater: age and condition
• Kitchen: age, appliances included, recent updates?
• Bathrooms: age, condition, any drainage issues?
• Stairs: condition, railing secure, number of steps
• Basement: finished or unfinished? Any water signs?
• Exterior: siding, gutters, foundation cracks?
• Yard: size, maintenance level required, fencing?

• Request a current value estimate (no obligation)
• Request mortgage payoff amount from your lender
• Check for any liens or judgments on the property
• Estimate closing costs: NYC transfer tax, NYS transfer tax, commission
• Estimate attorney fees and title insurance costs
• Calculate estimated net proceeds (sale price minus all costs)
• Research what your next living situation would cost
• Check for outstanding water/sewer charges with NYC DEP
• If inherited: confirm estate tax lien (Form ET-117) status

• Decide: make repairs or sell as-is?
• If repairs: get contractor quotes for priority items only
• Deep clean the entire home
• Declutter and remove personal items for photography
• Improve lighting — replace bulbs, open blinds
• Fresh paint if needed (high impact, affordable)
• Curb appeal: front door, walkway, basic landscaping
• Gather records: age of major systems, repair receipts, permits
• Prepare honest answers about known issues
• Consider a pre-listing inspection to avoid surprises

• What does 'less maintenance' look like for you?
• Do you need fewer stairs or single-floor living?
• Where do you want to live? (Near family, near transit, lower-cost area)
• What can you afford after selling? (Based on net proceeds estimate)
• Do you need to find a new home before selling, or sell first?
• Who needs to be part of this decision? (co-owners, significant others, adult children)
• Research housing options: condos with elevators, one-story homes
• Consider renting temporarily before buying to test a new area
• Talk to a tax professional about capital gains and exclusion rules

• Price — the headline number (but not the only number that matters)
• Financing — cash, conventional, or FHA/VA (each has different certainty)
• Contingencies — inspection, financing, appraisal, sale of buyer's home
• Timeline — does the closing date work for your moving plans?
• Repair requests — what is the buyer asking you to fix or credit?
• Net proceeds — what you actually walk away with after all costs

When you're ready to talk through what you've gathered, Shalinthia will go through it with you.